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Older individuals who have low levels of vitamin B12 in their blood have a greater risk of brain shrinkage, losing cognitive skills and greater risk of needing long term health care.
“The number of U.S. adults aged 65 years and older is projected to nearly double over the next two decades,” explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance, the national trade organization. “As a result, the incidence of cognitive issues especially Alzheimer’s disease and other dementias is also expected to rise as will the need for costly long term care.”
According to Chicago researchers foods rich in vitamin B12 include those derived from animals and include, eggs, milk, liver, meat, and fish. Vitamin B12 plays a key role in normal nervous system functioning and brain development. It is also involved in the formation of red blood cells.
Scientists undertook a study of individuals aged at least 65 years. They underwent blood tests to check for B12 and B12-related metabolites levels. They were also assessed for memory and other cognitive skills. Some five years later magnetic resonance imaging scans of their brains were taken to measure comparative brain size and to identify other signs of brain damage.
Those with four of five markers for vitamin B12 deficiency were found to have a higher risk of getting lower cognitive test scores and smaller total brain volumes. The National Institute of Aging funded the study.
Vitamin B12 plays a key role in normal nervous system functioning and brain development. It is also involved in the formation of red blood cells.
Planning experts advise those seeking to learn more about long-term care planning and get long-term care insurance cost contact a designated expert. They point out that the best ages to look into this protection is prior to age 65 when health issues can make it harder or more costly to medically qualify for coverage.
Monday, September 26, 2011
Monday, September 19, 2011
Study Links Diabetes With Dementia And Long Term Care Insurance Risk
Adults with diabetes face a significantly higher risk of developing all types of dementia, including Alzheimer’s disease, the leading cause of long term care insurance claims.
A new study published in the current issue of Neurology reaffirms previous research connecting the two illnesses. According to the American Association for Long-Term Care Insurance some 5.4 million Americans are living with Alzheimer’s disease and as many as 16 million will have the disease by mid-century.
The study of more than 1,000 Japanese adults found that 27 percent of those with diabetes developed dementia, compared to 20 percent of people with normal blood sugar levels. The study also revealed that pre-diabetes, reported as higher than normal blood sugar levels. also raised the risk of dementia.
The study, conducted from 1988 to 2003, followed over 1,000 men and women, age 60 and older, who took a glucose test to find out if they were diabetic or pre-diabetic. These adults were then tracked over an average of 11 years each. In all, 232 developed dementia, either Alzheimer’s, vascular dementia, all-cause dementia or another form.
Of the 150 who had diabetes, 41 developed dementia, compared to 115 of the 559 people without diabetes. Among the 308 people with pre-diabetes, 76, or 25 percent, developed dementia.
Diabetes affects close to 26 million children and adults in the United States, with 7 million of them undiagnosed, according to the American Diabetes Association. “Another 79 million have pre-diabetes,” explains Jesse Slome, a leading long term care insurance expert. “Obesity increases the risk of diabetes, and as Americans become heavier, more are developing diabetes and thus will be at greater risk of needing costly long term care.”
In type 2 diabetics, the more common form of the disorder, people don’t have enough of the hormone insulin to convert glucose in food into energy, or they don’t process insulin properly.
A new study published in the current issue of Neurology reaffirms previous research connecting the two illnesses. According to the American Association for Long-Term Care Insurance some 5.4 million Americans are living with Alzheimer’s disease and as many as 16 million will have the disease by mid-century.
The study of more than 1,000 Japanese adults found that 27 percent of those with diabetes developed dementia, compared to 20 percent of people with normal blood sugar levels. The study also revealed that pre-diabetes, reported as higher than normal blood sugar levels. also raised the risk of dementia.
The study, conducted from 1988 to 2003, followed over 1,000 men and women, age 60 and older, who took a glucose test to find out if they were diabetic or pre-diabetic. These adults were then tracked over an average of 11 years each. In all, 232 developed dementia, either Alzheimer’s, vascular dementia, all-cause dementia or another form.
Of the 150 who had diabetes, 41 developed dementia, compared to 115 of the 559 people without diabetes. Among the 308 people with pre-diabetes, 76, or 25 percent, developed dementia.
Diabetes affects close to 26 million children and adults in the United States, with 7 million of them undiagnosed, according to the American Diabetes Association. “Another 79 million have pre-diabetes,” explains Jesse Slome, a leading long term care insurance expert. “Obesity increases the risk of diabetes, and as Americans become heavier, more are developing diabetes and thus will be at greater risk of needing costly long term care.”
In type 2 diabetics, the more common form of the disorder, people don’t have enough of the hormone insulin to convert glucose in food into energy, or they don’t process insulin properly.
Monday, September 12, 2011
Educating Consumers and Providing Current and Objective Information
My main goal is educating consumers and providing the most current and objective information to help you make smarter decisions. I am here to inform, not sell or push any particular solution. In fact, even my American Association for Long-Term Care Insurance membership does not sell insurance. If you would like information or actual cost quotes from myself a leading expert licensed in Florida just feel free to email or call me. What information should you read to get started. There is a wealth of information on this website. If you are looking for the latest information on tax deductible rules for long-term care insurance, feel free to contact me at anytime!
Monday, September 5, 2011
Long Term Care Insurance Information from America's Long-Term Care Insurance Experts
Chances are you'll live well into your 80s, your 90s and possibly even longer.
When you live a long life, the likelihood you'll need long-term health care is greatly increased. Younger people also need long term care as a result of accidents or illnesses.
Long-term health care is generally not covered by medical insurance, by Medicare supplement plans or group / employer insurance. For seniors on Medicare, the long-term care benefits are quite limited.
That is why over 10 million Americans have purchased long-term care insurance. The American Association for Long-Term Care Insurance was established in 1998 to educate individuals and to support insurance and financial professionals who market this protection.
Our Long-Term Care Insurance Consumer Information Center is the nation's most comprehensive resource. Find the most current information including long term care insurance costs, ways to save, tax deductibility rules and long term insurance companies and their ratings.
Our 2011 Long Term Care Insurance Price Index found that rates for virtually identical coverage could vary by as much as 90 percent. It pays to compare - the yearly savings can be substantial.
When you live a long life, the likelihood you'll need long-term health care is greatly increased. Younger people also need long term care as a result of accidents or illnesses.
Long-term health care is generally not covered by medical insurance, by Medicare supplement plans or group / employer insurance. For seniors on Medicare, the long-term care benefits are quite limited.
That is why over 10 million Americans have purchased long-term care insurance. The American Association for Long-Term Care Insurance was established in 1998 to educate individuals and to support insurance and financial professionals who market this protection.
Our Long-Term Care Insurance Consumer Information Center is the nation's most comprehensive resource. Find the most current information including long term care insurance costs, ways to save, tax deductibility rules and long term insurance companies and their ratings.
Our 2011 Long Term Care Insurance Price Index found that rates for virtually identical coverage could vary by as much as 90 percent. It pays to compare - the yearly savings can be substantial.
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