Monday, November 28, 2011

Fewer Dying From Mouth And Throat Cancers

U.S. death rates for throat and mouth cancers has decreased according to new national data. According to research and a study of analysis by the National Center for Health Statistics, the largest decreases in death rates for mouth and throat pharynx) cancers were among black patients with at least 12 years of education.
Researchers studied data on both white and black men and women residing in 26 states. The data was based on individuals between the ages of 25 and 64. Death rates increased among white men with fewer than 12 years of education, according the American Cancer Society and researchers participating in the study. A second study found that poor overall quality of life, pain and continued tobacco use seem to be associated with poorer outcomes and a higher death rate two years after diagnosis for patients with head and neck cancer.

This national study included 276 patients diagnosed between September 2001 and September 2008. The overall survival rate two years after diagnosis was 90.8 percent.
The likelihood of death within two years of diagnosis was: four times higher for those who reported low quality of life than for those who reported a high quality of life; four times higher for those who continued to use tobacco than for those who had quit or never used tobacco; and two times higher for those who reported pain than for those who said they had no pain.

“Americans are surviving dreaded diseases like cancer and hearty attack,” explains Jesse Slome executive director of the American Association for Long-Term Care Insurance and the American Association for Critical Illness Insurance “Survival comes with a steep price that often includes bankruptcy and cancer remains one of the leading causes for long term care insurance claims.”

Monday, November 21, 2011

Regular Dental Cleaning Lowers Stroke A Leading Risk For Long Term Care Need

Regular doctor visits are important for your good health. Turns out, so are regular visits to your dentist for tooth cleaning.

Those regular cleanings may provide more than just a brighter smile. Researchers have found that people who have their teeth professionally scraped and cleaned had a 24 percent lower risk of heart attack and 13 percent lower risk of stroke compared to those who never had a dental cleaning.

“Poor oral hygiene has been associated with an increased risk of heart disease by a number of studies,” explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance. The national organization tracks and reports data relevant to the increasing risk of needing long term care services.

The findings of the multi-year study were presented at the American Heart Association scientific meeting in Orlando, Florida this past week. The researchers reported that professional tooth cleaning appeared to reduce inflammation-causing bacterial growth that can lead to heart disease.

The scientists reported that protection from heart disease and stroke was more pronounced in study participants who got tooth scaling at least once a year.
Researchers studied over 100,000 people beginning in 2007.

According to the report, none of the study subjects had a history of prior heart attack or stroke. The study however did not take into account or adjust for risk factors such as smoking or obesity.

The medical scientists noted that a higher frequency of professional tooth cleaning led to a greater reduction in heart risk. They defined higher frequency as at least two visits to the dentist for a cleaning in two years.

Stroke is a leading cause of claims for benefits by the eight million Americans who own long term care insurance according to yearly research by the American Association for Long-Term Care Insurance. Each year, about 600,000 Americans experience their first stroke according to the American Association for Critical Illness Insurance.

Financial planning experts note that most people wait too long to consider their options because the right time to plan is prior to turning age 65 before medical conditions like heart disease are diagnosed or become problematic. “The sweet spot for long term care insurance is between ages 52 and 64,” Slome adds. “You do not want to wait until after a doctor has diagnosed even a mild stroke because at that point it will very likely be too late to medically qualify for this protection.”

Monday, November 14, 2011

Divorce And Changed Family Roles Will Impact Available Care

The elderly population of the United State will nearly double by the year 2050 creating both an enormous care giving problem for an increasing number of families.

As aging baby boomers enter retirement years, there is a growing concern as to who will care for them as they reach into their 80s, 90s and beyond. Traditionally in the United States, adult children have accepted the care giving responsibilities for aging parents.

“Those care giving roles are becoming increasingly blurred as more families are affected by divorce and remarriage than in previous decades,” explains Jesse Slome, executive director of the American Association for Long Term Care Insurance, the national organization. “There will not be the same family network and expect much stress and strife over who is going to care for mom or dad, if anyone is even willing to take on that enormous burden.”

Relationship quality trumps genetic ties when determining care giving obligations according to a study by University of Missouri researchers. They studied how divorce and remarriage affect beliefs about who should care for aging relatives.

The researchers found that relationship quality, including a history of mutual help, and resource availability influenced decisions about who cares for aging parents and stepparents. The old concept that family obligations are based on genetic ties is no longer true for most Americans, the researchers report. How close family members are to each other, how much they have been helped by them in the past, and what hardships care giving might place on family members are important factors when people consider caring for older relatives.

“We are clearly no longer a society that singularly relies on families to provide much of the care for aging parents and that is why every family needs to have the long term care discussion and a plan in place to address the eventuality of some need,” Slome adds. “I like to say, long term care insurance allows a loved one to care about you, not to have to care for you.”

Financial planning experts note that most people wait too long to consider their long term care planning options because the right time to plan is prior to turning age 65 before common medical conditions are diagnosed or become problematic. “The sweet spot for long term care insurance is between ages 52 and 64,” Slome adds. “You do not want to wait until after a doctor has diagnosed even a mild stroke because at that point it will very likely be too late to medically qualify for this protection.”

For more information on long term care insurance feel free to eMail or call me!!

Monday, November 7, 2011

Women Can Eat Chocolate To Reduce Stroke Risk

A new study has wonderful news for women chocolate lovers. Researchers report women enjoy health benefits from eating more chocolate.

According to an article appearing in the Journal of the American College of Cardiology women with the highest chocolate consumption, on average at least two candy bars per week had a twenty percent less likelihood of stroke.

The researchers studied nearly 35,000 women who did not have any medical history of stroke, heart disease, cancer or diabetes. The women were all between the ages of 49 and 83. The scientists studied over 350 different dietary and lifestyle indicators.

The scientists noted that cocoa, the primary ingredient in chocolate, contains flavonoids, which have antioxidant properties. These suppress oxidation of low-density lipoprotein also known as ‘bad’ cholesterol that can cause cardiovascular disease including stroke.

“Chocolate has long been associated with positive attributes,” explains Jesse Slome, executive director of the American Association for Long Term Care Insurance, which monitors health issues related to the risk f long term care need. Stroke is a leading cause of claims for benefits by the eight million Americans who own long term care insurance. “Chocolate was said to have magical powers by the Mayan’s who first used it hundreds of years ago,” Slome adds. “This is great news for women who love the wonderful confectionary.”

The scientists reported that of the 33,000 study participants some 1,549 women had a stroke. Most of them, around 1,200, were reported as having an ischemic stroke which means the blood vessel in the brain is blocked. They noted that some 244 suffered from hemorrhagic strokes.

Each year, about 600,000 Americans experience their first stroke according to the American Association for Critical Illness Insurance. “People who have had a mild stroke are five times more likely to have a stroke over the next two years than the general population,” reports one scientist affiliated with the research. “Proper treatment and management of risk factors can help prevent another stroke.”

Financial planning experts note that most people wait too long to consider their options because the right time to plan is prior to turning age 65 before medical conditions like heart disease are diagnosed or become problematic. “The sweet spot for long term care insurance is between ages 52 and 64,” Slome adds. “You do not want to wait until after a doctor has diagnosed even a mild stroke because at that point it will very likely be too late to medically qualify for this protection.”