Monday, October 19, 2015

Long Term Care Insurance Underwriters To Convene For Broadcast

Present and future issues and trends facing long term care insurance health underwriting will be explored by five of the nation’s leading underwriters.

“Long term care insurance companies set specific criteria for who is an acceptable applicant and the standards continually evolve,” explains Jesse Slome, director of the American Association for Long-Term Care Insurance (AALTCI).   “We are so pleased that five of the nation’s leading insurers will be represented on the panel as part of the free online broadcast.”

The Association’s 2015 National Long-Term Care Sales Summit takes place October 27, 2015.  The entire conference will be streamed online and available for free to anyone interested in watching.  The Underwriters panel begins at 4:35 PM Eastern time.

Participating on the panel are Valerie King, Staff Underwriting Consultant, Nationwide, Sal Maiure, Underwriting Supervisor, LTC, Transamerica Life & Protection, Steve Ramczyk, Senior Underwriting Director, John Hancock Long Term Care, Susie Sughrue, Vice President, Individual Underwriting, OneAmerica, and Craig Thurston,  LTC Senior Underwriter, Genworth Financial.  David Hillelsohn, Brokerage Manager, Haslett Management Group will moderate.

Those interested in watching the broadcast can pre-register at in order to get the access website information.  There is no cost to watch and access will be available on any device with Internet access.  Viewers will be able to pose questions online to the panel.

Monday, October 12, 2015

Expand Consumer Solutions Urges Long Term Care Insurance Association Director

A variety of insurance and financial products exist today that can help individuals deal with the high costs associated with needing long term care services.   The head of the national long term care insurance trade group encourages more insurance agents to broaden their horizon in order to help benefit more of their clients and prospects.

“There once were just a handful of mutual funds for consumers to choose from and today there are hundreds,” shares Jesse Slome, director of the American Association for Long Term Care Insurance, a national organization that advocates for sensible planning.   “Today there are a wide range of different ways to approach sensible long term care planning.

Slome spoke today with a leading national distributor of long term care insurance products.  “If we want to help more consumers, we need to start by educating more insurance professionals to the various available solutions,” Slome shared at the meeting.   AALTCI recently established the National Advisory Center for Short Term Care which will focus on building awareness and sales of STC insurance products.

“Short term care insurance or recovery care products are one of the newer options that can be especially attractive to those in their 60s, 70s and 80s,” Slome shared with the distributor.   On Tuesday, October 27, 2015, Slome will present four online workshops for agents interested in learning more about short term care insurance products.

“Anyone interested in learning more about these solutions can watch the live broadcast online via any computer or device with Internet access,” Slome shared.  There is no cost.

Monday, October 5, 2015

Getting The Best Long Term Care Insurance Costs Is Focus Of Latest AALTCI Video

Don’t pay more than you need to for long term care insurance warns the head of the national long term care insurance trade group.

“There can be a significant difference in what insurance companies charge for long term care insurance, a face few consumers are aware of,” explains Jesse Slome, director of the American Association for Long-Term Care Insurance (AALTCI).  The trade group just posted a new five-minute video that shares tips on getting the best coverage for the best cost.

“No one taught me how to buy my first car and I know I overpaid,” Slome shares.   “I was better prepared when I bought my next car but you generally only buy long term care insurance one time during your lifetime.  There rarely are do-overs so you’d better get as much knowledge when you start.”

The video provides an overview along with a comparison of rates for both a 55-year old male and a 55-year old female.  “We show the lowest available cost and the highest cost for virtually identical coverage,” Slome shares.  “Most people are shocked to see the difference but once they do, they understand the importance of getting the right information before they make this very important decision.”

The Association’s new video can be accessed at