What If I Pay For Long-term Care Insurance and Never Use It?

Paying for something you’re never intending to use would be wasteful. Who would do it? The truth is there’s only one instance when you make a decision to pay for something you’re hoping never to use ... insurance. If you think about it, you have car insurance but you avoid accidents. You insure your home but you’d rather never have a fire or a flood. Insurance is something we buy with the unspoken hope we’ll never really need it. But, it’s smart to have it. It’s also smart to have long-term care insurance because if you have an accident, suffer a stroke or have a debilitating illness like Alzheimer’s disease, the cost can be enormous. Who’ll pay? Will your loved ones be forced to care for you? Long-term care insurance protection is something you hope you’ll never need. But it’s smart to have it, because right now you, your family and loved ones are not protected from one of the largest risks you face. When you buy long-term care insurance, you are joining eight million Americans who already own protection. Some 400,000 individuals bought new coverage last year. Consider yourself lucky if you never need the coverage. But, consider that last year, the industry witnessed the first individual policyholder to be paid over $1 million from their long-term care insurance policy. Benefits paid to thousands totaled $3.5 Billion.

I belive in plain talk about long-yerm care planing. No-obligation answers to whatever questions you have. If you would like a no-obligation cost quote for long-term care insurance, please contact me by calling 239-280-3246 or eMail me by clicking here. I can help make this important protection more affordable than you might think. Living a long life is likely .... Planning for it is necessay .... Long-Term Care Insurance Pays.